Investment Planning and Getting the Most Out of Your Money

November 2, 2023

Today we’re moving to the third pillar in the T.I.M.E™ process as we delve into investment planning and money. When people think about financial planning, this is often the piece of the puzzle that comes to mind first as you work to grow your money in a responsible way.

Investment planning is an exciting part of our job because the options are almost limitless when you’re trying to decide where you want to allocate your money. The other key thing to remember about investment planning is that you need to first establish other pieces of your plan like income, assets, retirement date, Social Security benefits and much more. So this part of the process comes after you’ve started building the plan to know what investments are going to make that plan work correctly.

Today we’ll walk you through a high-level look at how we work through the investing portion of a client’s plan, how the different buckets of money are divided, and how we structure a plan to make sure your money is working for you throughout your retirement.

Here’s some of what we discuss in this episode:

0:00 – Intro

3:54 – What’s the goal?

8:24 – Risk profiles

12:04 – Fees

14:53 – Active vs passive management

18:20 – Getting to know Frank

21:18 – Mailbag question on pensions

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Advisory services offered through CreativeOne Wealth, LLC a Registered Investment Adviser. CreativeOne Wealth, LLC and Oliver Asset Management are unaffiliated entities.

Licensed Insurance Professional. Respond and learn how financial products, including life insurance and annuities can be used in various planning strategies for retirement. The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional tax advice for applicability to your personal situation.

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