Author: Frank

Is It Time to Review Your Estate Plan?

Thinking about the end of your life may not be a pleasant exercise, but it’s an important one, especially if you have accumulated a significant amount of assets over your lifetime. When you pass away, those assets will be distributed to your heirs. Without an estate plan in place, they may be distributed in a […]

August 25, 2016 News

Don’t Let Your Boomerang Child Sink Your Retirement

For many workers, the final years or even decade before retirement represent their best opportunity to save a substantial amount of money. If you’re like many baby boomers, you may be earning more now than you ever have in your career. At the same time, your kids may be out of the house, reducing your […]

August 10, 2016 News

5 Tips to Eliminate Your Debt Before Retirement

Are you struggling with a substantial amount of debt? You’re not alone. A study last year by NerdWallet found that the average American household has more than $15,000 in credit card debt and more than $130,000 in total debt.1 In many ways, debt is a necessary fact of life. Many Americans use some form of […]

July 25, 2016 News

3 Tips to Help Your Adult Child Become Financially Independent

It’s become an all-too-familiar problem. Children graduate from college with plans to launch a career and become financially independent. Unfortunately, the world has other plans for them. They can’t find a job with sufficient income. They’re saddled with student loans and other debt. With few options, they turn to Mom and Dad for help. If […]

July 11, 2016 News

4 Tips for Planning Your Retirement Withdrawal Strategy

Worried about where your income will come from in retirement? You’re not alone. According to a Gallup survey, 59 percent of Americans said they were either moderately or extremely worried they won’t have enough money in retirement. An additional 48 percent said they were worried about not being able to maintain their standard of living, […]

June 24, 2016 News

3 Ways to Avoid Early Withdrawal Penalties on Your Qualified Retirement Plans

Emergencies happen. Your house may need a costly, unexpected repair. You could have substantial medical bills due to an accident or illness. You might face temporary unemployment. Dealing with the unexpected is a natural part of life. Unfortunately, sometimes the unexpected can lead to serious financial hardships. During these tough times, you may be tempted […]

June 9, 2016 News

When Should You Take Social Security Benefits?

Is retirement approaching soon? If so, you may be thinking about some major decisions, such as how to allocate your investments, how much income you need and how to cover medical expenses. One other big decision may be when you should start drawing your Social Security retirement benefits. More than 90 percent of Americans over […]

May 24, 2016 News

Pay Student Loans or Save for Retirement? 3 Important Considerations

It’s a common dilemma. You know you need to save for retirement, but at the same time, you’d love to get rid of those pesky student loans. Student loan debt has been steadily rising for more than 20 years. The class of 1993 graduated college with just over $10,000 in student loan debt per person. […]

May 9, 2016 News

Traditional or Roth IRA: Which Is Right for You?

Looking for a way to save money for retirement outside of your 401(k) or other employer retirement plan? An IRA may be the right choice for you. IRA stands for individual retirement account. They’re designed to help individuals save for retirement, and they offer several tax benefits to make long-term saving easier and more appealing. […]

April 24, 2016 News

Fact or Fiction: 3 Common Pieces of Retirement Wisdom

Is retirement approaching quickly? If so, you’ve probably found that there’s no shortage of advice available on the topic. Google “retirement advice” and you’ll find nearly 200 million results. With that much advice available, some of it is bound to be incorrect. How do you know which pieces of retirement advice you should listen to, […]

April 10, 2016 News
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