Author: Frank

3 Questions to Ask Yourself Before You Purchase Long-Term Care Insurance

According to the U.S. Department of Health and Human Services, today’s 65-year-olds have a 70 percent likelihood of needing long-term care at some point in their lives.1 That means long-term care will be a reality for many retirees. Long-term care is extended assistance with basic daily functions such as bathing, mobility and eating. It’s often […]

The ABCs of Medicare

Getting ready to retire? If so, you have some big decisions ahead of you, such as when to file for Social Security and how to manage your investment strategy. Perhaps one of your biggest decisions is when to enroll in Medicare and what type of coverage to select. In its original form, Medicare only covered […]

Should You Follow the 4 Percent Rule in Retirement?

If you’re like most retirees, you’ve spent much of your career accumulating assets to fund your retirement. You’ll likely rely on those assets to generate a portion of your retirement income. While you will likely have Social Security income and possibly even a pension, you may also need income from your savings. The challenge for […]

How Will Your IRA Withdrawals Be Taxed in Retirement?

The IRA is one of the most popular available retirement savings vehicles. Americans hold nearly $2.5 trillion in individual retirement accounts (IRAs). Those nearing retirement, between the ages of 60 and 64, have an average of $165,139 in their IRA.1 If you own an IRA, you may rely on it in retirement to generate a […]

How to Minimize Your Tax Exposure in Retirement

They say death and taxes are the only certainties in life. You may not be able to control when you pass away, but you can certainly implement a plan to reduce your tax exposure. While taxes are a substantial expense throughout your life, they can play a big role in your retirement. Many retirees forget […]

February 20, 2018 News

4 Surprising Costs That Can Sink Your Retirement

A budget can be one of your most valuable financial tools as you plan your retirement. Your budget can help you plan your required income and make smart buying decisions. Unfortunately, most Americans don’t use a budget. According to a study from U.S. Bank, only 41 percent of American households rely on a budget to […]

February 8, 2018 News

Tips for Enrolling in Your New Job’s 401(k)

Do your plans for 2018 include a new job? If so, you may be busy transitioning out of your current role and preparing for your new position. When you start your new job, you may have a long to-do list. One of the items will likely be enrollment in your new employer’s 401(k) plan. A […]

January 23, 2018 News

Behind on Retirement? A 3-Step Catch-Up Plan

Are you concerned that you won’t have enough money for retirement? If so, you’re not alone. A 2017 Gallup study found that more than half of Americans are concerned about saving enough for retirement. That’s enough worry to make retirement America’s top financial concern for the 16th year in a row.1 The good news is […]

January 10, 2018 News

Don’t Make These 3 Mistakes With Your 401(k) Distribution

Are you thinking about retiring early? Maybe you’ve accumulated enough savings to retire in your 50s. Or maybe you’re facing a health issue or job loss that’s pushing you into retirement. No matter the reason, early retirement can present a number of unique challenges. One of the biggest issues that early retirees face is taking […]

December 18, 2017 News

Should You Gift Assets to Your Family?

Do you plan on leaving an inheritance to your children, grandchildren and other loved ones? If you’re like many retirees, you’ve worked hard to build a career, accumulate assets and raise a family. While it may not be enjoyable to think about your death, an estate can help you pass your legacy on to your […]

December 6, 2017 News
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